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发表于 2024-10-21 23:52:16
有调整，事关住房公积金！义乌人注意！
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pics.app.cnyw.net/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <p class="empty_paragraph" style="text-align: center; margin-bottom: 0px;"> </p><section><section><section><section><section style="margin: 10px auto; display: grid;"><section style="margin-bottom: -4px; z-index: 4; padding-left: 15px;"><section style="width: 8px; height: 8px; background-color: #ffd872; transform: rotate(45deg);"></section></section><section style="padding: 10px; border: 1px solid #4878f1;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333;"><p style="text-indent: 2.1875em;">10月21日下午，义乌市住房公积金管理委员会二届十一次会议举行，审议通过《关于部分住房公积金政策调整的建议》等内容。</p><p style="text-indent: 2.1875em;"> </p><p style="text-indent: 2.1875em;">为进一步加大对缴存人住房消费的支持力度，减轻住房压力，推动住房公积金助力房地产市场平稳发展，我市对部分住房公积金政策和实施细则进行调整，并于11月1日起施行。</p></section></section><section style="margin-top: -4px; z-index: 4; padding-right: 15px; display: flex; justify-content: flex-end;"><section style="width: 8px; height: 8px; background-color: #ffd872; transform: rotate(45deg);"></section></section></section></section><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;"> </span></p><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">针对此次调整</span></p><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">义乌市住房公积金管理中心</span></p><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">发布了权威解读</span></p><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">涉及九大变化</span></p><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">一起看看吧</span></p><p style="text-align: center;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">↓↓↓</span></p><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section><section style="font-size: 23px; letter-spacing: 1.5px; color: #ffd872; text-align: center; margin-bottom: -10px;"></section><section style="display: flex;"><section style="flex-shrink: 0;"><section style="width: 10px; height: 100%; border-left: 1px solid #4878f1; border-top: 1px solid #4878f1; border-bottom: 1px solid #4878f1;"></section></section><section style="padding: 3px 7px;"><section style="font-size: 16px; color: #174dd6; text-align: center;"><strong>住房公积金政策内容调整</strong></section><section style="width: 100%; height: 8px; background-color: #d7e2fc; margin-top: -6px;"></section></section><section style="flex-shrink: 0;"><section style="width: 10px; height: 100%; border-right: 1px solid #4878f1; border-top: 1px solid #4878f1; border-bottom: 1px solid #4878f1;"></section></section></section></section></section></section><p> </p><section><section style="margin: 10px auto;"><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong>（一）调整公积金贷款额度</strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">住房公积金贷款最高可贷额度由双职工100万元、单职工60万元提高至双职工130万元、单职工65万元，最低可贷额度由双职工30万元、单职工20万元统一调整至30万元。</p><p style="text-indent: 2.1875em;"> </p><section><section style="margin: 10px auto;"><table width="100%"><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff;"><strong>贷款限额</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整前</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整后</strong></td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>最高限额</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">双职工100万元</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">双职工130万元</td></tr><tr><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">单职工60万元</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">单职工65万元</td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>最低限额</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">双职工30万元</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">30万元</td></tr><tr><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">单职工20万元</td></tr></tbody></table></section></section></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong>（二）优化多子女家庭住房公积金贷款支持政策</strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">二孩家庭购买自住住房申请住房公积金贷款的，贷款额度可按当期最高贷款额度上浮20%确定。三孩家庭购买自住住房申请住房公积金贷款的，贷款额度可按当期最高贷款额度上浮30%确定。</p><p style="text-indent: 2.1875em;"> </p><section><section style="margin: 10px auto;"><table><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff;"><strong>多子女家庭情况</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整前</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;" width="65"><strong>调整后</strong></td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>二孩家庭</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff; word-break: break-all;" rowspan="4">首次购房贷款上浮20%</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" width="85">上浮20%</td></tr><tr><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="3">上浮30%</td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>三孩家庭</strong></td></tr><tr></tr></tbody></table></section></section></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong><span style="caret-color: red; font-family: 微软雅黑, Microsoft YaHei;">（三）完善公积金贷款额度计算方式</span></strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">优化住房公积金贷款额度计算方法，职工家庭可贷额度调整至账户余额的20倍，借款人及其共同借款人申请贷款日前（含当月）12个月内已提取的住房公积金可合并计算缴存账户余额。</p><p style="text-indent: 2.1875em;"> </p><section><section style="margin: 10px auto;"><table width="100"><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff;"><strong>政策内容</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整前</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整后</strong></td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>账户余额认定</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">申请日前12个月（不含当月）账户月末余额的平均数</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">当前账户余额</td></tr><tr><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">申请日前12个月（含当月）提取的公积金计入缴存账户余额</td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>计算倍数</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">15倍</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">20倍</td></tr><tr></tr></tbody></table></section></section></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><p><strong><span style="font-family: 微软雅黑, Microsoft YaHei;">（四）延长公积金贷款期限</span></strong></p></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background-color: transparent;"><p style="text-indent: 2em;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">住房公积金贷款期限最长不超过30年，且贷款到期时不超过借款人（含共同借款人）法定退休年龄之后5年。</span></p><p style="text-indent: 2em;"> </p><section><section style="margin: 10px auto;"><table width="100"><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff;"><strong>还款期限</strong></td><td style="color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整前</strong></td><td style="color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整后</strong></td></tr><tr><td style="border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>最长还款期限</strong></td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">20年</td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">30年</td></tr><tr></tr><tr><td style="border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" rowspan="2"><strong>职工退休年龄</strong></td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" colspan="2" rowspan="2">不超过借款人（含共同借款人）法定退休年龄之后5年</td></tr><tr></tr></tbody></table></section></section></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong><span style="caret-color: red; font-family: 微软雅黑, Microsoft YaHei;">（五）统一首付款比例</span></strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">统一首套房和二套房贷款首付款比例，职工家庭购买新建商品房和二手住房的，首付款比例不低于20%。</p><p style="text-indent: 2.1875em;"> </p><section><section style="margin: 10px auto;"><table width="100%"><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff; word-break: break-all;"><strong>住房套数认定</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整前</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整后</strong></td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb; word-break: break-all;" rowspan="2"><strong>首套住房</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff; word-break: break-all;" rowspan="2">20%</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="4">20%</td></tr><tr></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb; word-break: break-all;" rowspan="2"><strong>二套住房</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" rowspan="2">30%</td></tr><tr></tr></tbody></table></section></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section><section style="font-size: 23px; letter-spacing: 1.5px; color: #ffd872; text-align: center; margin-bottom: -10px;"></section><section style="display: flex;"><section style="flex-shrink: 0;"><section style="width: 10px; height: 100%; border-left: 1px solid #4878f1; border-top: 1px solid #4878f1; border-bottom: 1px solid #4878f1;"></section></section><section style="padding: 3px 7px;"><section style="font-size: 16px; color: #174dd6; text-align: center;"><strong>住房公积金政策实施细则调整</strong></section><section style="width: 100%; height: 8px; background-color: #d7e2fc; margin-top: -6px;"></section></section><section style="flex-shrink: 0;"><section style="width: 10px; height: 100%; border-right: 1px solid #4878f1; border-top: 1px solid #4878f1; border-bottom: 1px solid #4878f1;"></section></section></section></section></section></section><section><p> </p></section><section><section style="margin: 10px auto;"><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong>（六）调整商转公贷款条件</strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">商转公贷款条件调整至与纯公积金贷款条件一致。</p><p style="text-indent: 2.1875em;"> </p><section><section style="margin: 10px auto;"><table width="100"><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整前</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;"><strong>调整后</strong></td></tr><tr><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">满足公积金贷款条件</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="2">满足公积金贷款条件</td></tr><tr><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;">原商业住房贷款未出现逾期</td></tr></tbody></table></section></section></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong>（七）调整新市民、青年人租赁住房提取额度</strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">在义乌市范围内无房租住的新市民（非义乌市户籍或户籍转到义乌未满3年）、青年人（年龄未满35周岁）可按照本人申请时公积金账户内余额全额提取住房公积金。</p><p style="text-indent: 2.1875em;"> </p><section><section style="margin: 10px auto;"><table><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff;" width="142"><strong>提取条件</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;" width="149"><strong>调整前</strong></td><td style="font-size: 14px; color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;" width="85"><strong>调整后</strong></td></tr><tr><td style="font-size: 14px; border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb; word-break: break-all;" colspan="1" rowspan="1" width="142"><strong>本人及配偶在义乌市无自有产权住房的新市民、青年人</strong></td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" rowspan="1" width="149">可按照月缴存额和未提取月份提取</td><td style="font-size: 14px; border-right-color: #b2ddfb; background-color: #ffffff;" width="98">可全额提取账户余额</td></tr></tbody></table></section></section></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><strong><span style="caret-color: red; font-family: 微软雅黑, Microsoft YaHei;">（八）调整生活困难群众提取条件</span></strong></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 16px; color: #333333; background-color: transparent;"><p style="text-indent: 2.1875em;">为助力共同富裕示范先行区建设，帮助低收入群众减轻生活压力，家庭生活严重困难的低收入家庭（低保对象、低保边缘对象、低保户、低保边缘户）可以申请提取住房公积金。</p></section></section></section><section style="margin-bottom: 25px;"><section style="margin: 5px auto; display: flex;"><section style="flex-shrink: 0; display: flex; padding-right: 3px;"><section style="width: 5px; height: 100%; background-color: #ffd872; margin-right: 3px;"></section><section style="background-color: #174dd6; padding: 4px 20px 4px 8px; border-radius: 0px 25px 25px 0px;"><section style="font-size: 16px; color: #ffffff; text-align: left;"><p><strong><span style="font-family: 微软雅黑, Microsoft YaHei;">（九）调整购（建）房提取频次</span></strong></p></section></section></section><section style="width: 100%; display: flex; align-items: center;"><section style="width: 100%; border-top: 1px solid #4878f1;"></section></section></section><section style="background-color: #f5f8ff; padding: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background-color: transparent;"><p style="text-indent: 2em;"><span style="font-size: 16px; font-family: 微软雅黑, Microsoft YaHei;">职工购买（建造、翻建、大修）住宅，可在合同备案或取得批准文件后申请提取，也可在办理不动产登记或竣工验收后申请提取，提取总额不超过购（建）房总价且不超过办理不动产登记或竣工验收后一年内账户余额。</span></p><p style="text-indent: 2em;"> </p><section><section style="margin: 10px auto;"><table><tbody style="border-radius: 10px 10px 0 0; overflow: hidden;" align="center"><tr style="background-color: #8bcfff;"><td style="color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #8bcfff;" width="96"><strong>政策内容</strong></td><td style="color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;" width="82"><strong>调整前</strong></td><td style="color: #ffffff; border-top: none; border-right: none; border-bottom: none; border-left-color: #ffffff;" width="83"><strong>调整后</strong></td></tr><tr><td style="border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" colspan="1" rowspan="1" width="116"><strong>提取时限</strong></td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" rowspan="1" width="102">合同备案（取得批准文件）后到办理不动产登记（竣工验收）后一年内</td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" rowspan="1" width="83">合同备案（取得批准文件）后或办理不动产登记（竣工验收）后</td></tr><tr><td style="border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" colspan="1" align="null" valign="null" width="94"><strong>提取次数</strong></td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" align="null" valign="null" width="100">同一人同一套住房仅限一次</td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" align="null" valign="null" width="70">不限次数</td></tr><tr><td style="border-bottom-color: #b2ddfb; border-right-color: #b2ddfb; border-left-color: #b2ddfb;" colspan="1" rowspan="1" width="98"><strong>提取限额</strong></td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" colspan="1" rowspan="1" width="100">不超过房屋总价且不超过办理不动产登记或竣工验收后一年内账户余额</td><td style="border-right-color: #b2ddfb; background-color: #ffffff;" rowspan="1" align="null" valign="null" width="63">提取总额不超过房屋总价且不超过办理不动产登记或竣工验收后一年内账户余额</td></tr></tbody></table></section></section></section></section></section></section></section></section></section><p style="text-align: center;"> </p></section><section style="color: #333333; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px; font-size: 16px; vertical-align: inherit; visibility: visible;"><section style="color: #333333; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px; font-size: 16px; vertical-align: inherit; visibility: visible;"><section style="color: #333333; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px; font-size: 16px; vertical-align: inherit; visibility: visible;"><section style="color: #333333; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px; font-size: 16px; vertical-align: inherit; visibility: visible;"><section style="color: #333333; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px; font-size: 16px; vertical-align: inherit; visibility: visible;"><p style="color: #333333; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px; font-size: 16px; vertical-align: inherit; visibility: visible;"><span style="color: #888888; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 14px; letter-spacing: 0.544px;"><span style="color: #888888; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 14px; letter-spacing: 0.544px;">来源 | 义乌发布</span></span></p><section><section style="color: #333333; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; outline: 0px;"><section style="outline: 0px;"><section style="margin-bottom: 10px; outline: 0px; letter-spacing: 0.578px; caret-color: rgba(0, 0, 0, 0); text-align: left; widows: 1; vertical-align: inherit; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px;"><section style="outline: 0px; letter-spacing: 0.544px; text-align: justify; color: #222222; visibility: visible;"><section style="outline: 0px; color: #333333;"><section style="margin: 10px auto; outline: 0px; display: flex; justify-content: space-between; align-items: flex-end;"><section style="outline: 0px; display: flex; justify-content: center; align-items: flex-end;"><section style="margin-left: 10px; outline: 0px; width: auto;"><section style="outline: 0px; text-align: center; font-size: 14px; letter-spacing: 1.5px; color: #000000;"></section></section></section></section></section></section></section></section></section></section></section></section></section></section></section></section><p style="display: none;"> </p> <!----></div>
elite721
发表于 2024-10-22 04:51:21
呵呵
ywl
发表于 2024-10-22 08:57:46
鼓励买房？
dogpile
发表于 2024-10-22 09:25:58
过分地方很近看
sasa118
发表于 2024-10-22 09:54:07
有贷款需求且符合条件的幸福了。
sgj
发表于 2024-10-22 09:56:17
哈哈哈
光明在前
发表于 2024-10-22 10:45:53
路过看看
方爷爷
发表于 2024-10-22 10:52:20
符合条件的家庭迎来喜事。
那年星辰
发表于 2024-10-22 10:54:31
呵呵
Sap
发表于 2024-10-22 10:57:58
吃亏的永远是穷人