最高可贷130万、年限提至30年……义乌住房公积金政策迎来调整
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pics.app.cnyw.net/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section style="font-size: 16px;"><p style="white-space: normal;"> </p><section><section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="width: 20em; margin-bottom: -30px;"><img class="rich_pages wxw-img" style="width: 100%; display: block; vertical-align: baseline;" src="https://pics.app.cnyw.net/FpBBYow_QsBkLPdu53Z6YR0vT08G" /></section><section style="padding-right: 20px; padding-left: 20px; z-index: 4;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333;"><section style="line-height: 1.75em;"><span style="font-size: 16px; letter-spacing: 1px;">10月22日，记者从义乌市住房公积金管理中心获悉，为进一步加大对缴存人住房消费的支持力度，减轻住房压力，推动住房公积金助力房地产市场平稳发展，义乌对部分住房公积金政策和实施细则进行调整，</span><span style="font-size: 16px; letter-spacing: 1px; color: #ff6827;"><strong>并于11月1日起施行。</strong></span></section></section></section><section style="width: 20em; margin-left: auto; margin-top: -30px;"><img class="rich_pages wxw-img" style="width: 100%; display: block; vertical-align: baseline;" src="https://pics.app.cnyw.net/FsNpfNctbfjrwvR9XI4_o3fzVPNg" /></section></section></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: flex-end;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0; display: flex; align-items: center;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; background-color: #ffc014; width: 2em; height: 2em; border-radius: 100%; display: flex; justify-content: center; align-items: center;"><strong>0</strong><strong title="">1</strong></section><section style="width: 10px; border-top: 1px dashed #c4d152; height: 1px;"></section></section><section style="background-color: #c4d152; padding: 5px 25px 5px 20px; border-radius: 5px;"><section style="color: #ffffff; text-align: center;"><strong>住房公积金政策内容调整</strong></section></section></section><section style="flex-shrink: 0; margin-left: -25px; z-index: 4;"><section style="width: 45px;"></section></section></section></section></section><section><p> </p></section><section><section style="margin: 10px auto;"><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">1</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 14px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312; font-size: 16px;">调整公积金贷款额度</span></p></section></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><p style="line-height: 1.75em; text-indent: 0em;"><span style="text-indent: 0em; background-color: transparent; font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">住房公积金贷款最高可贷额度由双职工100万元、单职工60万元提高至双职工130万元、单职工65万元，最低可贷额度由双职工30万元、单职工20万元统一调整至30万元。</span></p><p style="line-height: 1.75em; text-indent: 0em;"><span style="text-indent: 0em; background-color: transparent; font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;"> </span></p><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">贷款限额</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">最高限额</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">双职工</span><span style="line-height: 150%; font-family: 宋体;">100万元</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">双职工</span><span style="line-height: 150%; font-family: 宋体;">130万元</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">单职工</span><span style="line-height: 150%; font-family: 宋体;">60万元</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">单职工</span><span style="line-height: 150%; font-family: 宋体;">65万元</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">最低限额</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">双职工</span><span style="line-height: 150%; font-family: 宋体;">30万元</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">30万元</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">单职工</span><span style="line-height: 150%; font-family: 宋体;">20万元</span></p></td></tr></tbody></table></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">2</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="letter-spacing: 1.5px; line-height: 1.5em; font-family: 仿宋_GB2312;">优化多子女家庭住房公积金贷款支持政策</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><p style="line-height: 1.75em; text-indent: 0em;"><span style="font-size: 16px; font-family: 仿宋_GB2312; text-indent: 0em; background-color: transparent; letter-spacing: 1px;">二孩家庭购买自住住房申请住房公积金贷款的，贷款额度可按当期最高贷款额度上浮20%确定。三孩家庭购买自住住房申请住房公积金贷款的，贷款额度可按当期最高贷款额度上浮30%确定。</span></p><p style="line-height: 1.75em; text-indent: 0em;"><span style="font-size: 16px; font-family: 仿宋_GB2312; text-indent: 0em; background-color: transparent; letter-spacing: 1px;"> </span></p><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">多子女家庭情况</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">二孩家庭</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">首次购房贷款上浮</span><span style="line-height: 150%; font-family: 宋体;">20%</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">上浮</span><span style="line-height: 150%; font-family: 宋体;">20%</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">三孩家庭</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">上浮30%</span></p></td></tr></tbody></table></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">3</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">完善公积金贷款额度计算方式</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><section style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">优化住房公积金贷款额度计算方法，职工家庭可贷额度调整至账户余额的20倍，借款人及其共同借款人申请贷款日前（含当月）12个月内已提取的住房公积金可合并计算缴存账户余额。</span></section><section style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;"> </span></section><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">政策内容</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">账户余额认定</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">申请日前</span><span style="line-height: 150%; font-family: 宋体;">12个月（不含当月）账户月末余额的平均数</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">当前账户余额</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">申请日前</span><span style="line-height: 150%; font-family: 宋体;">12个月（含当月）提取的公积金计入缴存账户余额</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">计算倍数</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">15倍</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">20倍</span></p></td></tr></tbody></table></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">4</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">延长公积金贷款期限</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><p style="line-height: 1.75em; text-indent: 0em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">住房公积金贷款期限最长不超过30年，且贷款到期时不超过借款人（含共同借款人）法定退休年龄之后5年。</span></p><p style="line-height: 1.75em; text-indent: 0em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;"> </span></p><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">还款期限</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">最长还款期限</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">20年</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">30年</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">职工退休年龄</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" colspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">不超过借款人（含共同借款人）法定退休年龄之后5年</span></p></td></tr></tbody></table></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">5</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">统一首付款比例</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><p style="line-height: 1.75em; text-indent: 0em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">统一首套房和二套房贷款首付款比例，职工家庭购买新建商品房和二手住房的，首付款比例不低于20%。</span></p><p style="line-height: 1.75em; text-indent: 0em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;"> </span></p><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">住房套数认定</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">首套住房</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">20%</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">20%</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">二套住房</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">30%</span></p></td></tr></tbody></table></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: flex-end;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0; display: flex; align-items: center;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; background-color: #ffc014; width: 2em; height: 2em; border-radius: 100%; display: flex; justify-content: center; align-items: center;"><strong>0</strong><strong title="">2</strong></section><section style="width: 10px; border-top: 1px dashed #c4d152; height: 1px;"></section></section><section style="background-color: #c4d152; padding: 5px 25px 5px 20px; border-radius: 5px;"><section style="color: #ffffff; text-align: center;"><strong>住房公积金政策实施细则调整</strong></section></section></section><section style="flex-shrink: 0; margin-left: -25px; z-index: 4;"><section style="width: 45px;"></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">6</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">调整商转公贷款条件</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><section style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">商转公贷款条件调整至与纯公积金贷款条件一致。</span></section><p style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312;"> </span></p><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">满足公积金贷款条件</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" rowspan="2" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">满足公积金贷款条件</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">原商业住房贷款未出现逾期</span></p></td></tr></tbody></table></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">7</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">调整新市民、青年人租赁住房提取额度</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><section style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">在义乌市范围内无房租住的新市民（非义乌市户籍或户籍转到义乌未满3年）、青年人（年龄未满35周岁）可按照本人申请时公积金账户内余额全额提取住房公积金。</span></section><section style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;"> </span></section><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">提取条件</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">本人及配偶</span><span style="line-height: 150%; font-family: 宋体;">在义乌市</span><span style="line-height: 150%; font-family: 宋体;">无自有产权住房</span><span style="line-height: 150%; font-family: 宋体;">的新市民、青年人</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">可按照月缴存额和未提取月份提取</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">可全额提取账户余额</span></p></td></tr></tbody></table></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">8</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">调整生活困难群众提取条件</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><section style="text-indent: 0em; line-height: 1.75em;"><span style="font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">为助力共同富裕示范先行区建设，帮助低收入群众减轻生活压力，家庭生活严重困难的低收入家庭（低保对象、低保边缘对象、低保户、低保边缘户）可以申请提取住房公积金。</span></section></section></section></section><section style="display: flex; flex-direction: column; margin-bottom: 20px;"><section style="display: flex; justify-content: flex-start;"><section style="background-color: #c4d152; border-radius: 25px; padding: 4px 20px;"><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff;"><strong>Part.</strong><strong>0</strong><strong title="">9</strong></section></section></section><section style="border-left: 1px solid #c4d152; padding-top: 3px; padding-bottom: 20px; padding-left: 20px; margin-left: 50px; z-index: 5;"><section style="font-size: 16px; color: #333333; text-align: left;"><p><span style="font-family: 楷体_GB2312;">调整购（建）房提取频次</span></p></section></section><section style="width: 14px; height: 14px; border-radius: 100%; background-color: #ffffff; margin-left: 43px; margin-bottom: -20px; z-index: 4; margin-top: -8px;"></section><section style="background-color: #fffadc; padding: 35px 10px; border-radius: 10px;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #565047; background-color: transparent;"><section style="text-indent: 0em; line-height: 1.75em;"><span style="line-height: 1.71em; font-family: 仿宋_GB2312; font-size: 16px; letter-spacing: 1px;">职工购买（建造、翻建、大修）住宅，可在合同备案或取得批准文件后申请提取，也可在办理不动产登记或竣工验收后申请提取，提取总额不超过购（建）房总价且不超过办理不动产登记或竣工验收后一年内账户余额。</span></section><p style="line-height: 1.75em; text-indent: 0em;"><span style="line-height: 1.71em; font-family: 仿宋_GB2312;"> </span></p><table width="100%" cellspacing="0"><tbody><tr><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">政策内容</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整前</span></strong></p></td><td style="border-color: windowtext;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><strong><span style="line-height: 150%; font-family: 宋体;">调整后</span></strong></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">提取时限</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">合同备案</span><span style="line-height: 150%; font-family: 宋体;">（</span><span style="line-height: 150%; font-family: 宋体;">取得批准文件</span><span style="line-height: 150%; font-family: 宋体;">）</span><span style="line-height: 150%; font-family: 宋体;">后到办理不动产登记</span><span style="line-height: 150%; font-family: 宋体;">（</span><span style="line-height: 150%; font-family: 宋体;">竣工验收</span><span style="line-height: 150%; font-family: 宋体;">）</span><span style="line-height: 150%; font-family: 宋体;">后一年内</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">合同备案</span><span style="line-height: 150%; font-family: 宋体;">（</span><span style="line-height: 150%; font-family: 宋体;">取得批准文件</span><span style="line-height: 150%; font-family: 宋体;">）后或</span><span style="line-height: 150%; font-family: 宋体;">办理不动产登记（竣工验收）后</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">提取次数</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">同一人同一套住房仅限一次</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">不限次数</span></p></td></tr><tr><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">提取限额</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">不超过房屋总价且不超过</span><span style="line-height: 150%; font-family: 宋体;">办理不动产登记或竣工验收后一年内账户余额</span></p></td><td style="border-color: windowtext; border-top-width: initial; border-top-style: none;" valign="center"><p style="text-align: center; text-autospace: ideograph-numeric; line-height: 150%;"><span style="line-height: 150%; font-family: 宋体;">提取总额不超过房屋总价且不超过</span><span style="line-height: 150%; font-family: 宋体;">办理不动产登记或竣工验收后一年内账户余额</span></p></td></tr></tbody></table></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="display: flex; justify-content: center;"><section><section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="width: 35px; margin-bottom: -15px; z-index: 4;"><img class="rich_pages wxw-img" style="width: 100%; display: block; vertical-align: baseline;" src="https://pics.app.cnyw.net/Fmr_5G_cXB-p1NXVD99iUxF8LYos" /></section><section style="background-color: #ebf5ff; padding: 15px 10px; border-radius: 10px; margin-right: 10px; margin-left: 10px; z-index: 3; border: 1px solid #196ebe;"><section style="line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background-color: transparent;"><p><span style="font-size: 16px;">上述政策调整自2024年11月1日起施行。</span></p></section></section><section style="width: 76px; margin-left: auto; margin-top: -8px;"></section></section></section></section><section style="width: 30px; margin-right: auto; margin-bottom: -15px; margin-left: auto;"></section><section style="width: 30px; margin-right: auto; margin-bottom: -15px; margin-left: auto;"></section></section></section></section></section></section></section><section style="text-align: center; margin-top: 10px; margin-right: 0%; margin-left: 0%; line-height: 0;"><section style="vertical-align: middle; display: inline-block; line-height: 0; width: 30%; height: auto;"></section></section><section style="margin-top: 10px; margin-bottom: 0px; font-size: 16px; white-space: normal; -webkit-tap-highlight-color: transparent; outline: 0px; font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; background-color: #ffffff; text-align: center; line-height: 0;"></section><p style="margin-bottom: 0px; font-size: 16px; letter-spacing: 0.578px; white-space: normal; -webkit-tap-highlight-color: transparent; outline: 0px; font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: #3e3e3e; background-color: #ffffff; caret-color: rgba(0, 0, 0, 0); text-align: center;"> </p><section style="margin: 8px 0% 16px;"><section style="border-width: 0px 0px 1px; border-style: solid; border-bottom-color: #ff8124; font-size: 12px;"><p style="text-align: center;">来源：义乌市住房公积金服务公司</p></section></section><section style="text-align: center; margin-top: 10px; margin-right: 0%; margin-left: 0%; line-height: 0;"><section style="vertical-align: middle; display: inline-block; line-height: 0;"></section></section></section><p style="display: none;"> </p> <!----></div>
页:
[1]